Privacy Policy

Effective Date: 01/01/2026

This Privacy Policy applies to the website operated by Bear Lending LLC (“Bear Lending,” “we,” “us,” or “our”). Our website provides access to business financing products and related services (collectively, the “Services”). This policy explains how we collect, use, store, and share personal information when you interact with our website or apply for financing.

We may collect personal and business information including:

• Contact details such as name, business name, email address, mailing address, and phone number
• Financial information including bank statements, credit history, payment behavior, account balances, and tax identification numbers
• Sensitive identifiers such as Social Security numbers when required for underwriting
• Technical data such as IP address, login credentials, and browsing activity
• Business-related details including industry type, company size, and operational data

We may also obtain information from credit bureaus, service providers, and publicly available sources to evaluate financing applications and manage accounts.

Bear Lending LLC uses collected information to:

• Process and evaluate financing applications
• Verify identity and perform due diligence
• Manage customer accounts and payment processing
• Communicate regarding approvals, account updates, or support requests
• Improve our products, services, and customer experience
• Conduct internal analytics and business reporting

We do not sell personal information. We may share necessary information with trusted partners and service providers who assist in underwriting, servicing accounts, data storage, compliance, and customer support.

Information may also be disclosed:

• To comply with legal obligations or regulatory requirements
• To protect the rights, safety, or property of Bear Lending LLC or others
• In connection with a merger, acquisition, or sale of company assets
• With your consent for specific business purposes

Our website uses cookies and similar technologies to enhance user experience, analyze site usage, and support marketing initiatives. Users may adjust browser settings to limit or disable cookies, though certain features may be affected.

Bear Lending LLC implements industry-standard safeguards to protect sensitive information. Data transmitted through our website is encrypted using secure protocols designed to prevent unauthorized access.

Customers may request to update, correct, or remove personal information at any time. Marketing communications can be opted out of by contacting us directly.

If you have questions regarding this Privacy Policy or your personal data, please contact:

Bear Lending LLC
Email: BEARLENDINGCO@GMAIL.COM
Phone: (949)-414-7426